Sentoo
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For consumers

Pay with your local bank account online

Shop online or pay your bills. Sentoo payments are fast, easy, and secure. Make instant online payments, using your local online bank account to the merchant’s local bank account. Just approve and go. Available in Aruba, Bonaire, Curaçao, St. Maarten, Saba, and St. Eustatius.

  • Fast
  • Easy
  • Secure

Check out how Sentoo works

Select Sentoo during check-out

Click Sentoo Payment link
Scan Sentoo QR code

Select your trusted bank for the payment

Log in and approve the payment

After finishing the process, you will be redirected back to the portal where you were coming from

That's it, the payment is done!

At Sentoo, we make local online payments as easy as possible. Currently, Sentoo is available at Banco di Caribe, the first local bank to offer Sentoo's affordable, easy-to-use online payment method in Aruba, Bonaire, Curaçao, Saba, St. Eustatius, and St. Maarten. This means you are among the first to reap the benefits of our easy-to-use payment method.

MCB Group will start offering Sentoo before mid-2023 through its network of Maduro & Curiel's Bank, Caribbean Mercantile Bank, The Windward Islands Bank, and Maduro & Curiel’s Bank (BES-islands).

We are working hard for Sentoo to be offered at all major banks operating in the Caribbean region by 2026.

New partner

Connected merchants

You can already enjoy the ease of online payments with your own bank account at the following merchants:

We will send a max of 2 emails per month and your email will not be shared with third parties.
Makro Store
Guardian Group
Caribbean Fasteners

Is your bank not listed yet? No worries, tell us which bank we should partner up with next…

Frequently Asked Questions

General information

With Sentoo, you can offer your customers a safe and convenient way of making local online payments. If you want to get started, you must close a merchant Agreement with Sentoo. The minimum requirements for Sentoo are that you are registered with the Chamber of Commerce and have a business bank account at one or more of our participating banks. Sentoo will provide you with the information required for the technical integration.

Sentoo is currently available at participating merchants in Aruba, Bonaire, Curaçao, Saba, St. Eustatius, and St. Maarten. Look for the Sentoo checkout button or our logo on a QR code or Payment link.

Customers do not need to create an account to use Sentoo. No registration is required, nor do you have to download an app. Simply select Sentoo at checkout, scan our QR code, click on our payment link, and follow simple steps to authorize the payment.

Sentoo payments are done using the mobile banking app or the online banking environment of your own bank. However, all payment details, such as receiver, amount, and description, are pre-filled automatically, and you instantly know if your Sentoo payment succeeded. This also means that the company will receive your payment confirmation within seconds.

Sentoo payments can only be done using bank accounts of participating local banks in the Dutch Caribbean.

Please visit our webpage for all information about Sentoo payments.

Sentoo does not charge any costs to customers. However, online banking fees may apply depending on your bank.

Banco di Caribe is the first bank to announce its partnership with Sentoo officially. MCB Group will start offering Sentoo before mid-2023 through its network of Maduro & Curiel's Bank, Caribbean Mercantile Bank, The Windward Islands Bank, and Maduro & Curiel's Bank (Bonaire). We are working hard on adding more banks to Sentoo. As soon as we can publicly announce new partnerships, we will do so through social media and our mailing list.

If you are interested in keeping up to date with your specific bank, you can visit our sign-up page.

Problem with payments

Please contact the company you are trying to pay. They have our emergency contact information to resolve issues as soon as possible.

For questions about a specific Sentoo payment, you can start by contacting the company that you paid. You can contact Sentoo directly through the support page if they cannot answer the question.

Please get in touch with the company you’re trying to pay to check whether they have received a double payment and request them to refund the overpaid amount. If the company did not receive the amount, please get in touch with your bank. Your bank can help you further and find out the payment status. Having the Sentoo transaction number of the payment from your account statement at hand can be useful if your bank provides this.

Contact Sentoo via the support page. Sentoo can help and find out the status of the payment. It is helpful to have the Sentoo transaction number of the payment from your account statement at hand if your bank provides this.

Privacy & Security

At Sentoo, we value your safety and the privacy of your data. Sentoo is based on internet- and mobile banking of your own bank. Making an online payment with Sentoo is safe. The transaction takes place in two steps:

  1. Identification and authentication of the user within online banking. This is done through multi-factor authentication provided by the bank, with either a fingerprint, facial recognition, token, or e-pass.
  2. Authorization. The user grants permission for the transaction using the bank’s multi-factor authentication such as fingerprint, facial recognition, token, or e-pass.

Sentoo makes the security of your payment our highest priority. Sentoo saves as little data information as possible. We do not receive personal payment information from customers and encrypt the required payment information.