Credit cards are a popular payment method that provides customers with a line of credit. They can pay back the amount in full or in installments by the end of the month. Debit cards are similar, except funds are debited directly from the customer’s debit account. The leading credit and debit card brands worldwide are Visa and Mastercard.
Credit and debit card payments are the quickest and easiest way to accept payments from customers globally. Card payments also offer value-added services such as fraud protection and 3D Secure, which can significantly benefit your business. Our onboarding process is swift, which means you can be up and running quickly.
At Sentoo, businesses can accept credit and debit cards in many ways:
- Integrations with E-commerce platforms such as WooCommerce, Wix, Odoo, Magento, and Shopify.
- API: use our API to create easy and seamless payments with QR codes and payment links.
- Manual: use our stand-alone payment screen with QR codes and payment links.
Contact Sentoo to get started with card payments. We’ll help you get set up with your merchant card account at the bank. Reach out to us at support@sentoo.io.
Credit and debit card fees are accumulated at different stages of payment processing. The fees consist of:
- One-time setup fee – fees vary per acquiring bank
- Card scheme and Merchant Discount Rate (MDR) fee – fees vary per card processor and acquiring bank
- Sentoo gateway fee - $0.29
Sentoo provides built-in payer authentication so merchants can fully utilize 3D Secure, an extra layer of protection. Our security levels comply with Visa and Mastercard standards.