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About Sentoo

With Sentoo, you can offer your customers a safe and convenient way of making local online payments. If you want to get started, you must close a merchant Agreement with Sentoo. The minimum requirements for Sentoo are that you are registered with the Chamber of Commerce and have a business bank account at one or more of our participating banks. Sentoo will provide you with the information required for the technical integration.

Any business or organization that needs to collect payments can use Sentoo. Whether you are a small online webshop or a large Tax Office, our affordable pricing makes Sentoo the best option out there.

No, your customers do not need a credit card. The payments are processed by local banks directly on their online banking systems, the only thing your customers need is a local bank account with online banking access.

Sentoo is a payment method that lets merchants receive local online payments on bank accounts from customers’ local bank accounts. Your customers pay using their own familiar online or mobile banking environment quickly and securely. Sentoo is a convenient and ideal way of receiving local online payments.

* this applies to all MCB, CMB and WIB business users.

Business Online Banking users with End Users created before the launch of Sentoo in November 2023, need to follow the steps below to enable Sentoo Payments:

1. Open the Online Banking website and login with the Master User. From the Settings menu, select Transaction Management and select the first End User.
Sentoo permission MCB step 1

2a. For a Maker & Authorizer user, check the "Sentoo Payments" checkbox and enter a daily limit for Sentoo Payments and save the changes.
Sentoo permission MCB step 2a

2b. For a Maker user, check the "Sentoo Payments" checkbox and save the changes.
Sentoo permission MCB step 2b

2c. For an Authorizer user, enter a daily limit for Sentoo Payments and save the changes.
Sentoo permission MCB step 2c

The next step only applies to Authorizer and Maker & Authorizer users. For a Maker user, you can skip this step.

3a. From the Settings menu, select User Management and edit the first End User by clicking the pencil icon next to the full name.
Sentoo permission MCB step 3a

3b. Under the "Business Multi-User" and under the "Business Multi-User for Apps" section, set a limit for Sentoo Payments and save the changes.
Sentoo permission MCB step 3b

Enable these settings for all your End Users.

Receiving Sentoo payments

Sentoo offers a Merchant portal where you can log in and obtain the status of a specific payment. Here you can view the status of all your Sentoo payments.

After a successful transaction, the funds will be immediately available in your account.

When the customer authorizes a payment in their online banking environment, you will instantly receive a confirmation from Sentoo.


When integrating with Sentoo, your developers will receive:

Merchant key for authentication

  • Access to our REST API documentation
  • Open API v3 / Swagger development kit with executable test API requests
  • Connection to our secured integration environment

Sentoo integrates seamlessly with WooCommerce. With Sentoo's easy-to-install WooCommerce plugin, you'll be up and running in no time, securely receiving online payments from your customers via your website. Get started now!



By integrating Sentoo with your Shopify website, you can expect a streamlined online payment process, more transactions, and a user-friendly experience for both you and your customers. Elevate your Shopify store with Sentoo add-on today! Get started now!

We've got you covered! Sentoo has a plugin available for Sylius e-commerce platforms. Once you successfully install our Sylius plugin, customers can easily select Sentoo as a payment option on your website and make payments effortlessly. Sentoo helps you to start receiving local online payments fast & securely. Get started now!

Just follow the steps below:

  1. Complete your details on our online form and receive the developer package.
  2. Start integrating with our APIs on our integration environment for testing.
  3. We will then configure the various bank accounts for your organization.
  4. Launch the Sentoo payment method and start accepting local payments.

After you fill out the contact form, we will get in touch with you and send the developers’ documentation.

Absolutely! Sentoo provides an easy-to-use REST API, which is easily integrated with your webshop, invoicing module or online portal.

Sentoo integrates with several e-commerce platforms. We are continuously expanding our integration offerings with platforms such as Magento, Wix, and Shopware to ensure that every business can easily receive local online payments through their chosen e-commerce platform. If you want to stay updated with new plugins and/or add-ons, please subscribe to our Newsletter. To inquire about the possibility of integration with your platform or to express your interest, please Contact Support.


You are billed at the end of each month for the transactions successfully processed during that month. The invoice will be in local currency, with the option to pay via Sentoo.

The Sentoo transaction fee is calculated on successful transactions processed by connected banks. The fee is based on 1% of the payment amount with a max of $1.50 per transaction. This means that large amounts will never cost you more than $1.50.

Security & Privacy

Sentoo values your safety and the privacy of your data. For this reason, Sentoo takes several precautionary measures:

  • Sentoo complies with the latest industry standards and quality requirements.
  • No personally identifiable data is stored, and sensitive database fields are encrypted.
  • Sentoo constantly updates and monitors the platform to maintain the expected security level.
  • The traffic is TLS-encrypted, and the network and APIs are regularly pen-tested.
  • Banks and third-party security auditors perform regular audits.

Sentoo saves as little data information as possible, sensitive database fields are extra encrypted, and Sentoo does not receive personal payment information from the customers. Sentoo uses Plausible, an independent analytics tool that does not store personal information for our analytics.